Yes. One more money app.

Except it’s not really about the money.

Every tracker shows you where it went. This one’s here to teach you to stay calm and in control — peace of mind, and of pocket. The tracking is just step one. And it only does Portugal.

Poupy dashboard with e-Fatura progress widget
Automated email receipt processing

Groceries. Utilities. Subscriptions.

Connect your inbox once — we track everything after that.

If it sends you a receipt by email, Poupy catches it, reads it, and files it. Groceries, utilities, phone, internet, subscriptions — zero effort after setup.

Poupy on multiple devices

No app store. No waiting.

Browser, phone, desktop — one app, everywhere.

Poupy runs in any browser. Want it to feel native? Install the PWA on your phone or computer — one tap, instant access, always up to date.

Custom shortcuts and Telegram bot input

Add expenses in seconds

t3.55 — taxi, €3.55, transportation. Done.

Build custom shortcuts for anything you spend on regularly. For everything else — snap a photo or message the Telegram bot. Can’t automate it? Make it a shortcut. Voice input coming soon.

Receipt parsing into categorised line items

Receipts, sorted

Snap it. We parse every item — or just save the total.

Continente, Pingo Doce, Wells, Lidl and more — every line item parsed, translated, and categorised. Don’t need the detail? We just save the amount and store name. Zero effort either way.

For the whole household

Your expenses are yours. The family total is everyone’s.

Send an invitation — each person tracks their own spending, family total updates automatically. Per-person attribution, full visibility, and no one can touch your entries.

No more guessing what you bought

No more guessing what you bought

“Azeite virgem extra” → “Extra virgin olive oil.” Automatically.

Don’t read Portuguese? When we parse receipts and emails, item names get translated into your language — English, Russian, or Ukrainian. The app itself runs in English.

50/30/20 budgeting rule — 50% needs, 30% wants, 20% savings

In the works

50/30/20 financial rule enforcer.

Right now we’re building an assistant that watches your 50/30/20 rule and helps you stick to it. You’ll get your finances in order! Be the first to try it.

Get notified when the 50/30/20 assistant ships

Category progress bars with projected refund

In the works

e-Fatura automation — coming soon.

We’re building tools to track your IRS deductions by category, show your projected refund, and take the guesswork out of tax season in Portugal. Be the first to try it.

Get notified when e-Fatura tools ship

Reddit comment: skeptical about giving personal data to the app

Fair question

Is your data safe with Poupy?

Honestly? Good instinct. Skepticism is healthy — so here is exactly what Poupy does, and doesn’t do, with your data.

No bank access — unless you ask.

Poupy doesn’t touch your bank today. We may add it down the line — and when we do, it’s entirely your call. Opt in if you want it, skip it if you don’t. Nothing connects without your say-so.

Start with just an email.

NIF, receipts and Telegram are all optional. The app works fully with manual entries alone — though honestly, you’ll want them, they’re pretty handy :) Still, always your choice.

You own your data.

Built under EU GDPR and Portugal’s CNPD. Access, export, or permanently delete everything, whenever you want.

Never sold.

We don’t sell or share your data with advertisers or data brokers. Your spending is nobody else’s business.

Your data is handled like it matters — because it does.

Reddit comment: an app must be 100% offline to be trusted

Your call

Offline mode seems necessary… should we build it?

Some folks won’t trust an app unless it runs 100% offline. One tap below — then see where everyone else stands.

Honestly, I’d prefer to just use the app — but which way feels right to you? 🤔

Online
  • Maximum automations
  • Synced across all your devices
  • Share expenses with your family or partner
  • Never lose your data — it’s safely on the server
  • Still fully private — your data is encrypted
Offline
  • Maximum security
  • Fully private — nobody will ever know you bought groceries or took a taxi 🤫 (only Uber, your bank and Finanças…)
  • No internet needed to save your expenses

Pricing

The free plan is powerful on its own. Premium features are coming soon — but even if you need them, early users get a big discount!

Start my journey